Chase Sapphire Preferred Approval Credit Score

Congratulations on your chase sapphire preferred approval.

Chase sapphire preferred approval credit score. According to credit karma the average required score for the csp is 736. You usually need an excellent credit score. Message 7 of 27 1 kudo reply highlighted myfault valued contributor mark as new bookmark subscribe mute. Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card.

Most chase sapphire preferred cardholders have a credit score of 720 or better. So while the average score is considered good to very good you don t need to have a perfect credit history to be approved. But sometimes even that won t guarantee an approval. Just because that s the average doesn t mean that you must have a credit score that high.

A credit score of at least 700 is usually required to be approved for the chase sapphire preferred card. Reports suggest that you ll typically need a score of at least 720 to get approved for the card though the average score is a bit higher. For the 6 of cardholders below 600 and perhaps even the 11 below 650 it s likely their scores took a hit sometime after having already been approved for the card. If you have a strong credit score with a few years of credit.

Credit score needed for the chase sapphire preferred assuming you have a few years of account history with any bank i d recommend waiting until your credit score is close to 720 to apply for the sapphire preferred. But your score alone does not fully decide whether or not you will be approved. Meanwhile the typical low is 646. It s better to improve your credit score and then apply after you ve increased it to 700.

Know your credit score while it s possible to get approved for some chase cards with a credit score that is under 700 we don t recommend applying if that s your situation. This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card.